Nomad Tax Quiz: Where Should You Live for Lower Taxes?
Answer 6 questions about your citizenship, how and how much you earn, the days you can spend in one country, what you can show for a visa and where you would live. The quiz sorts the countries in the Nomad Tax Index into S, A, B and C tiers for you, with your tax, the way in and the days each one needs, and says why the others miss out.
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How the quiz decides
Every country is checked against your answers, then graded on tax, the way in and rules. Its tier is its lowest grade.
| Grade | Tax | Way in | Rules |
|---|---|---|---|
| S | 0% or up to 5% on the Index profile.US citizens: within 5% of profit of the lowest US total.Investments: foreign investment income untaxed.Crypto: no tax on crypto gains. | No visa needed, EU free movement, no stated minimum, or an income floor at or under 80% of what you can document. | Not listed, and no rule change against nomads in the last 2 years. |
| A | 5% to 10% on the Index profile.US citizens: within 10% of profit of the lowest US total.Crypto: exempt after a holding period, taxed only with a local source. | An income floor above 80% and up to 100% of what you can document. | Rules changed against nomads in the last 2 years. |
| B | 10% to 15% on the Index profile.US citizens: within 15% of profit of the lowest US total.Investments: taxed only if brought in, or under a lump sum.Crypto: taxed on a narrow class of gains, exempt for close family only.Investments and crypto on a permit with its own tax terms. | An investment, a business registered there, a requirement not recorded yet, or one the quiz cannot compare with a monthly income. | On the EU list of non-cooperative jurisdictions or the FATF grey list. |
| C | 15% to 25% on the Index profile.US citizens: within 25% of profit of the lowest US total. | No C grade | No C grade |
Inside a tier, countries are ordered by your tax, lowest first, then by their Index rank.
A country is Not a fit when the data says no: tax above the C line, no route open to your citizenship and the way you earn, a requirement you cannot meet, or more days than you can spend there. It is Not worked out for you yet when the data has no answer for your case.
The grades read the same data as the Index: how the Index scores countries.
Frequently asked questions
How does the quiz pick my countries?
It reads the same country data as the Nomad Tax Index. Each country is checked against your answers: the tax at your income, a residence route open to your citizenship and the way you earn, the income or investment that route asks for, and the days a year you would need to spend there. Countries that pass are graded on tax, the way in and listing or rule changes, and land in the tier of their lowest grade.
What do the S, A, B and C tiers mean?
S is the top grade on all 3 counts. A is one step short, for example tax of 5% to 10% or an income floor close to what you can show. B is workable with a trade-off, such as an investment or a business set up in the country. C is possible at a higher tax. The grading table above lists every threshold.
Why is a 0% tax country not in my top tier?
Usually for 1 of 3 reasons: it needs more days a year than you said you can spend there, its permit asks for more income than you can show, or its 0% comes with a permit your citizenship cannot use. Croatia's and Malta's nomad permits, for example, are for non-EU citizens. The country then shows under Not a fit with the reason in numbers.
How are US citizens taxed in the results?
The US taxes its citizens wherever they live, so for freelancers and company owners the quiz shows the country's tax plus the US federal tax still due, the same totals as the US view of the Index. They assume the foreign earned income exclusion, up to $132,900 for 2026, for 330 full days a year outside the US. They also assume 15.3% self-employment tax, unless a US social security agreement covers you. No country removes the US part, so the tiers compare each total with the lowest any country reaches at your income.
Why are so few countries worked out for a salary?
The Index prices a self-employed person with clients abroad. Pay from an employer is graded only where the data shows the same treatment covers it: countries that tax no individual income at all, and remote work permits whose exemption covers pay from abroad, such as Costa Rica's and Barbados's. The rest are listed as not worked out for a salary yet.
Does the quiz cover crypto and investment income?
Yes, as your main income. For investments it reads how each country taxes foreign dividends, interest and gains for new residents. For crypto it reads the rule behind the crypto tax-free countries list, which covers fewer countries, and the rest show as not worked out for crypto yet. Both need a residence route for people living on their own means, so digital nomad visas do not count.
Is the days question the same as the 183-day rule?
Not quite. The quiz counts the days your way in needs: the days to become tax resident or to keep your permit, whichever is more. On a permit whose tax break does not depend on residence, it counts only the days to keep that permit. Most countries in the Index make you resident at 183 days, some need fewer, and some have no day test. Portugal's temporary permit expects about 243 days a year.
Where do the numbers come from, and how current are they?
Every rate, floor and day count comes from the country data behind the Index, each with its source and the date it was checked, and the date under the title is the oldest of them. Amounts in other currencies are converted at one published exchange rate, dated beside each amount. The changelog lists rule changes as we record them.